SmallBiz CFO Tools
Professional financial calculators for smarter business decisions.
Cash Cycle Calculator
Analyze and improve your cash conversion cycle.
Burn Rate & Runway Calculator
Measure cash burn and business runway.
Gross Margin Analyzer
Evaluate margins and profitability.
Pricing Profitability
Test pricing strategies for higher profits.
S-Corp Salary Optimizer
Optimize salary and owner distributions.
ROAS Marketing ROI Calculator
Measure advertising return on investment.
Hiring ROI Calculator
Evaluate the financial impact of hiring.
Owner Compensation Planner
Plan the ideal owner compensation strategy.
13-Week Cash Flow Forecaster
Forecast cash flow and plan with confidence.
AR Aging Tracker
Track overdue invoices and receivables.
Break Even Calculator
Calculate your break-even sales target.
Quarterly Tax Estimator
Estimate quarterly business tax payments.
Home Office & Vehicle Deduction
Estimate eligible business deductions.
CAC vs LTV Calculator
Compare customer cost with lifetime value.
Buy vs Lease Calculator
Compare buying versus leasing costs.
Acquisition Calculator
Analyze business acquisition opportunities.
Cash Flow & Liquidity
Understand how cash enters, moves through and leaves your business before a shortfall becomes urgent.
13-Week Cash Flow Forecaster
Project weekly cash positions using opening balances, recurring inflows, expenses and one-time transactions.
Cash Cycle Calculator
Measure how long cash remains tied up between supplier payments, inventory and customer collections.
Burn Rate & Runway Calculator
Estimate monthly cash burn and see how long current cash reserves can support ongoing operations.
AR Aging Tracker
Separate outstanding invoices into current, 30, 60 and 90-plus day aging categories.
Profitability & Pricing
Analyze margins, break-even points and pricing strategies to improve overall business profitability.
Proactive Tax Strategy
Plan ahead for taxes, optimize owner compensation and maximize eligible business deductions.
Growth & Big Decisions
Evaluate major investments, marketing ROI, hiring decisions and acquisition opportunities with clear numbers.
ROAS Marketing ROI Calculator
Measure return on ad spend and overall marketing efficiency.
CAC vs LTV Calculator
Compare customer acquisition cost against lifetime value.
Hiring ROI Calculator
Estimate the return on investment of adding a new team member.
Buy vs Lease Calculator
Compare the true cost of buying versus leasing assets.
Owner Compensation Planner
Plan owner salary, distributions and total compensation strategy.
Acquisition Deal Calculator
Evaluate the financial impact of acquiring another business.